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Butter Torts: A Truly Canadian Legal Podcast

Dec 3, 2021

Brenda Agnew, your host, is accompanied by Charles Gluckstein and Steve Rastin to have a conversation about long haul COVID and Long Term Disability (LTD) Claims. They dive deep into the meaning of post-COVID syndrome and how the legal community is assessing this very new challenge that many people are suffering from. They also talk about the different coverages of Long Term Disability policies and extend their advice to people affected by long-haul Covid symptoms.


Key Takeaways:

[1:48] Steve explains the meaning of the term long haul COVID or post-COVID syndrome.

[3:40] What kind of symptoms do people suffering from post-COVID syndrome have?

[6:26] Steve talks about the difference between long-haul COVID in people vaccinated and the ones who did not.

[8:07] A lot of people didn’t get tested for COVID but had it and then developed post-COVID syndrome, not having proof they had COVID in the first place.

[10:43] What about people with preexisting conditions prior to contract COVID?

[13:40] Proving it has been an issue for the majority of patients suffering from post-COVID syndrome.

[15:21] Steve speaks about the anatomy of a case of post-COVID syndrome.

[19:27] Steve talks about the benefits of acquiring different LTD policies.

[23:29] What should people suffering from long haul COVID do?

[25:01] Younger people are suffering more from post-COVID syndrome.

[25:45] Steve talks about the insurance aspect of long-haul COVID.

[27:56] You don’t even qualify for an LTD claim until four to six months after you recover from COVID symptoms.

[29:12] What are employers supposed to do with someone who is in the elimination period?


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